Terms of Service

Last updated February 2025

1. Acceptance of Terms

By accessing or using IB Vine (the “Site”), owned and operated by Fate Holdings LLC (“we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use the Site.

2. Account Registration & Termination

Users may create an account to access certain features. You agree not to share your account credentials with others or create multiple accounts to abuse the free tier provided. We reserve the right to terminate accounts at our discretion for violations of these Terms.

3. Subscriptions, Payments and Refunds

Payments are processed through Stripe. Stripe stores information related to your checkout sessions and payments. Due to the digital nature of our goods, we do not provide refunds except in extenuating circumstances, which are determined at our sole discretion.

When changing the plan of a subscription, by default, Stripe will prorate the charge for the next billing cycle. If downgrading a subscription, Stripe will issue a credit which is then applied on the next invoice.

If the the price of a subscription changes while you have an active subscription, this will not change the price of your existing subscription. Only future subscriptions will be charged at the new rate. Existing subscriptions will be charged the price that they were created with, unless otherwise communicated. We reserve the right to change the price of your subscription at any time.

4. Use of Content

The content on the Site is for personal use only. You may not copy, share or redistribute the Site's content outside of the Site. You may not use the Site's content for commercial purposes.

We make no guarantees as to the accuracy of the content.

5. Disclaimers

“Reported in Interviews” Questions: Certain questions on our Site may be labeled “Reported in Interviews.” These questions have been self-reported by various individuals, and we cannot confirm whether these questions were actually asked in the reported firm’s interviews. You acknowledge and agree that such content is provided on an “as-is” basis and may not reflect any official materials used by those firms.

No Guarantee of Accuracy: While we strive to provide helpful content, we do not guarantee that the content is accurate or free from errors or inconsistencies. You agree that any reliance on such information is at your own risk.

No Guarantee of Outcomes: We do not guarantee any particular outcome from your use of the Site. This includes, but is not limited to, success in any interviews, job applications, offers, or any other results.

Provided “As Is:” The Site, its content, and any related services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to warranties of title, fitness for a particular purpose, and non-infringement. Your use of the Site is at your sole risk.

6. Modifications to the Site

We reserve the right to modify, suspend, or discontinue any part of the Site or these Terms at any time without prior notice. Your continued use of the Site constitutes acceptance of any changes.

7. Limitation of Liability

To the maximum extent permitted by law, Fate Holdings LLC and its owners shall not be liable for any direct, indirect, incidental, or consequential damages arising from or related to your use of the Site or inability to use the Site, even if we have been advised of the possibility of such damages.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles.

9. Dispute Resolution

Any disputes arising under these Terms shall be resolved in the courts located in New York, New York, unless otherwise agreed to by the parties.

10. Termination

We reserve the right to terminate your account or access to the Site at any time for violations of these Terms or for any other reason at our discretion.

11. Indemnification

You agree to indemnify, defend, and hold harmless Fate Holdings LLC and its owners, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees and costs) arising out of or in any way connected with your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time without any notice.

13. Privacy Policy

Your use of the Service is also governed by our Privacy Policy.

14. Contact Information

For any questions about these Terms, please contact us at support@ibvine.io.